If you bought your home within the past year, you probably negotiated a one year Home Warranty into your contract. But did you renew your warranty when it ran out?
I keep a Home Warranty on my home at all times because I feel that they are very much worth it. Rather than pay hundreds when something breaks, I pay a small service fee. I have had several people tell me that they don’t think Warranty companies actually accept most claims, but I have never had a problem. I have had the garage door spring, a roof leak, electrical outlets, and an oven all fixed with no issues. The key is to know your policy and coverages.